Build wealth, without the extra hours.
Invest in professionally managed investment funds with daily access to your capital. Regulated, diversified and designed to grow with you.
The simple way to invest, backed by professionals
Mutual funds pool your money with other investors to buy a mix of assets like stocks, bonds, or global funds.
You don’t need to pick winners or track the markets—each fund is run by expert managers with years of experience.
- Start from just €500
- Professionally managed
- Fully regulated across the EU
- Built-in diversification

Invest in top funds, without the hassle
Easy-to-use
No jargon. No clutter. Just a clear, modern platform that guides you from start to finish.
No investment fees
You keep more of what you earn. We don’t charge you to invest in our funds.
Trusted fund managers
Your money is in the hands of experienced professionals who manage billions for institutions.
Access your money anytime
These funds are fully liquid. You can invest—or withdraw—whenever you choose.
Grow your money while you live your life.
Professionally managed, fully regulated, worry-free.

Curated investing at your fingertips
With Moniflo, you have the power to align your portfolio with your principles—without sacrificing performance.
Choose the world your money finances
Invest in themes that matter—from climate action to gender equality.
Apply up to 19 ethical exclusion lists
Avoid sectors and practices that don’t align with your values.
Pick from 16+ Sustainable Development Goals
Filter funds based on the causes you care about most.
Track your portfolio’s real-world impact
See how your investments contribute to measurable global outcomes.
Funds that are tailored to your goals
Discover a carefully selected range of funds designed for growth, balance and long-term security.
JPMorgan Funds - ASEAN Equity Fund (EUR) A
Fund Performance
Impact Score
Ninety One Global Strategy Fund - Global Environment Fund A Acc EUR
Fund Performance
Impact Score
Franklin Templeton Investment Funds - Franklin Biotechnology Discovery Fund A (acc) EUR-H1
Fund Performance
Impact Score
Columbia Threadneedle (Lux) I-CT(Lux) Asia Equities -AE - EUR
Fund Performance
Impact Score
Robeco Next Digital Billion D EUR
Fund Performance
Impact Score
Candriam Equities L - Candriam
Equities L Biotechnology C - EUR -
Unhedged
Fund Performance
Impact Score
*Fund information shown is for marketing purposes and can differ from the information in the app.
Start investing in just a few minutes. Hassle-free growth. No hidden costs.
Professionally managed, fully regulated, worry-free.

Secure.
Regulated.
Transparent.
EU-regulated platform
Moniflo is operated by Investre SA, authorised and supervised by the CSSF in Luxembourg. Fully passported across the EU.
Your values, your terms
Choose how your money is invested. We give you the tools to align your portfolio with your values.
Investor protection
Covered by the Luxembourg Investor Compensation Scheme (SIIL) for added peace of mind.
Trusted partners
We collaborate with industry leaders like Clarity AI to ensure full transparency and insight into the impact of your investments.
Investors love Moniflo
Love it! Simple and easy to use. For an app that’s new to the market, it already started strong and only gets better with each update.
Good app for investing in investment funds. Excellent implementation of ESG criteria.
Moniflo simplifies fund investments with its clear, intuitive UI.
Clear, informative, user-friendly: an intuitive app that provides a wealth of information on available investments.
Best investment platform, super user friendly! It has excellent filters to exclude sectors you don't like.
Super user friendly! The company is based in Luxembourg and has excellent filters to exclude industries that don't match your values.
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Investing in mutual funds
Investing doesn’t have to be complicated.


