How to get started with investing
Unsure where to start? Our four straight-talking lessons will give you the basics.
Open your virtual demo account at Moniflo with €10,000 in funds
Learn more about demo accounts >>Get started with up to €300*
17.19% average 12-month return on funds*
Get started with up to €300*
17.19% average 12-month return on funds*
Get started with up to €300
17.19% average 12-month return on funds*
Get started with up to €300*
17.19% average 12-month return on funds*
Invest in the world you want to live in by investing in companies that champion the change you want to see.
Trusted by 1000s of EU investors
EU asset protection
EU-licensed financial institution
At Monfilo we give you the tools to invest in what’s important to you.
JPMorgan Funds - ASEAN Equity Fund (EUR) A
Fund Performance
Impact Score
Ninety One Global Strategy Fund - Global Environment Fund A Acc EUR
Fund Performance
Impact Score
Franklin Templeton Investment Funds - Franklin Biotechnology Discovery Fund A (acc) EUR-H1
Fund Performance
Impact Score
Columbia Threadneedle (Lux) I-CT(Lux) Asia Equities -AE - EUR
Fund Performance
Impact Score
Robeco Next Digital Billion D EUR
Fund Performance
Impact Score
Candriam Equities L - Candriam Equities L Biotechnology C - EUR - Unhedged
Fund performance
Impact Score
*Fund information shown is for marketing purposes and can differ from the information in the app.
Find funds based on performance & impact, or exclude funds that don’t meet your values.
Buy and sell shares within minutes.
Understand the impact of your investment.
See the potential your investments could have if you started investing today.
If you invest €100 at 5 % over 10 years, you will end up with a final capital of €23,580.79. These are composed of from €17,000.00 deposits and €6,580.79 of interest or investment income.
€0.00 Transaction fees
€0.00 Custodian fees
€0.00 Brokerage fees
Investing with Moniflo is free of charge, but there are fees for topping up the wallet and withdrawal fees based on the amount loaded onto the wallet.
EU Regulated Investment Platform by the CSSF
SIIL protection (Investor Compensation Scheme Luxembourg)
Find out moreMoniflo by Investre SA is an EU-regulated investment platform and is supervised by the CSSF (Luxembourg supervisory authority for the financial sector). The platform is passported for the EU market.
We give you the tools to define how you want to approach impact investing. You define the world you want to live in.
We work with first-class partners such as ClarityAI to provide you with an effective investment tool that gives you full transparency about your investments at all times.
The ability to search for investments that align with my morals is a game-changer—something I haven't found on other platforms. While other investing apps offer similar tools, Moniflo’s focus on ethical investing and its transparent, trustworthy approach sets it apart from the competition. I feel confident and informed with every investment decision I make, knowing that my values are reflected in my portfolio.
The top design, the friendly colors, the cool filters to find the right funds – that's what I like about Moniflo.
It's super easy to use, very innovative and of course they have the lowest fees on the market. And I know that my money is safe.
Moniflo – to me, that means empowering all people – regardless of their gender, income, or financial expertise – to invest. No more dependency on bank advisors. No transaction or account fees. By investing through Moniflo, you can choose what YOU deem important to support, thereby making your personal contribution to a more sustainable world.
The Moniflo App is really cool. It’s a pleasure to use, and the financial offer is truly unbeatable!
Kamel AmrouneSustainable investing finally made easy: a quick and comparatively straight-forward account opening process, transparent information, account viewing access at a fingertip, fair fees... This app has all it needs to attract seasoned professional and neophytes. A job well done.
Charles MullerUnsure where to start? Our four straight-talking lessons will give you the basics.
Learn about the Sustainable Development Goals, adopted by all United Nations members in 2015 with Moniflo Catalogues.
Moniflo is the place where you can invest sustainably in a simple way. Sign-up now to stay up to date with all things Moniflo.